Best Mattress Pads & Protectors 2026
Hey, I'm Ben. A mattress pad isn't just about protection; it's about fine-tuning your sleep surface. Whether you're trying to cool down a memory foam oven or just protect your investment from spills, getting this right saves you money and sweat.
Eight Sleep | Pod Cover
This isn't just a pad; it's a climate control system. It uses water to actively cool or heat your side of the bed. I've tested this extensively, and for serious hot sleepers, it's the only thing that actually lowers your core temp.
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Heated Mattress Pad
If you tend to sleep cold, a simple heated pad is a game changer. This one offers dual-sided controls (so you don't roast your partner) and automatic shut-off for safety.
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Cozy Earth Bamboo
Crafted from premium bamboo-derived viscose, this pad is naturally breathable and cool to the touch. It's my top pick if you want that silky soft feel without the heat retention of polyester.
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Cariloha Bamboo
Enjoy the plush softness of this quilted protector. Made from bamboo viscose, it repels odors and wicks moisture away twice as fast as cotton. A great upgrade for a firmer mattress.
Shop CarilohaMattress Pad vs. Mattress Protector
Mattress Pad
Goal: Comfort. A pad is thicker (often 1-2 inches) and quilted. It is designed to add a layer of softness to a firm bed, regulate temperature, or change the "feel" of the mattress surface. While it offers some protection, it is not usually waterproof.
Mattress Protector
Goal: Defense. A protector is a thin, fitted sheet style layer. Its primary job is to be waterproof and stop dust mites, bacteria, and liquids from ruining the mattress foam. It does not change the feel of the bed.
Frequently Asked Questions
What is the difference between a mattress pad and a mattress protector?
A mattress pad adds comfort and quilting, while a protector is a thin waterproof barrier designed solely to keep the mattress clean.
Do mattress pads make you hot?
They can if they use cheap polyester fill. To avoid this, choose pads made from bamboo (like Cozy Earth), cotton, or pads with active cooling technology (like Eight Sleep).
How often should I wash my mattress pad?
We recommend washing your mattress pad every 2-3 months to remove sweat and allergens. Always check the care label, especially for heated or smart pads which may not be machine washable.
Can a mattress pad fix an old mattress?
It can improve the surface feel, but if your mattress has deep sagging or broken springs, a pad is only a temporary band-aid. You likely need a new mattress.
